Nearly every state has a similar process when an elderly person needs help handling their affairs and they do not have powers of attorney in place. A guardianship petition is submitted to probate court and someone is appointed guardian to take care of the elderly person's financial and personal affairs.
However, many people believe there is an inherent bias in most states' guardianship laws.
Guardians are required to make regular reports about the financial affairs of the ward. Although it does not always work, this helps prevent the guardian from taking financial advantage of the ward. However, most of the time guardians are not required to report on the well-being and care of the elderly person.
Consequently, courts do not know if the ward is being abused or neglected unless a third-party makes a report.
Some states are attempting to change this bias by updating their laws to add new reporting requirements.
As the Jackson Free Press reports in "State Eyes Changes to Guardianship Laws," Mississippi has appointed a task force to consider changing its requirements.
Changing guardianship laws to make elder abuse less likely is good and important work. No elderly person should have to suffer from financial or personal abuse.
However, it is also important not to rely on guardianship laws as the only way to take care of incapacitated elderly people. Everyone should get the necessary powers of attorney in place before they become incapacitated to make it less likely that a court will see the need to appoint a guardian in the first place.
An estate planning attorney can advise on these issues.
Reference: Jackson Free Press (Dec. 22, 2015) "State Eyes Changes to Guardianship Laws"